Welcome to Hostetter Agency, Inc., a trusted insurance agency providing dependable services and fair, comparably priced insurance coverage for clients throughout Maryland. Our goal is to build a relationship with each client. We have always believed insurance should never be compromised and we take pride in providing quality solutions to insurance needs for your family and your business.
CELEBRATING 40 YEARS AS TRUSTED AGENTS FOR CLIENTS THROUGHOUT MARYLAND PROTECTING BUSINESS AND FAMILY
For years our professional agents have provided high-quality and affordable personal and business insurance solutions to our clients. Whether your needs are coverage for car, home, boat, life and health or you’re looking for commercial coverages for your business, we are here to meet your needs. We believe that insurance should not be confusing to the client. Insurance coverage is an educational process and these terms should be explained so the client is comfortable with the understanding of their coverage needs.
Give us a call today at (410) 272 6110 or (800) 272 6110 or you may fill out the online quote form.
Posted: October 4, 2024
Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to ensuring your business runs smoothly. By implementing strategies to manage equipment failures effectively, you can minimize downtime and keep things moving forward. 1. Assess the Issue...
Posted: October 2, 2024
October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...
Posted: October 2, 2024
When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...
